Prayer TimesAccording to the Hanafi madhhab, zakat is obligatory on raw gold and silver, as well as on gold and silver jewelry and utensils (Jawharat an-Nayyira, 2/198).
Imam ash-Shafi'i said: "It is permissible to wear any kind of jewelry, and zakat is not due on it" (Mughni al-Muhtaj, 1/390).
The Hanafi madhhab bases its ruling on the following hadith:
The Prophet (ﷺ) saw two women (Asma bint Yazid and her daughter) wearing gold bracelets while performing tawaf.
The Messenger of Allah (ﷺ) asked them: "Do you pay zakat on these ornaments?"
They replied: "No."
Then the Messenger of Allah (ﷺ) asked: "Would you like Allah to put two bracelets of fire on your hands?"
They replied: "No."
So the Prophet (ﷺ) said: "Then pay zakat on them" (Tirmidhi, Abu Dawood, Nasa'i).
This means that women should add their gold and silver jewelry to their other wealth and calculate zakat accordingly. In other words, it is obligatory to pay 2.5% zakat on the total value of gold and silver jewelry, cash, trade goods, and surplus wealth.
Zakat is not due on jewelry made from sapphires, coral, or diamonds. However, if these items are sold, zakat becomes obligatory on the proceeds (Fatawa-i Hindiyya, 1/241).
Hasan AMANKUL,
Deputy Head of the Sharia and Fatwa Department, SAMK
This content was drafted with AI assistance and reviewed by an editor.